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Saturday, November 30, 2013

Alternative Funeral Ceremonies and Burials

Alternative Funeral Ceremonies and BurialsThe passing of a loved one is never easy.  When we lose someone we care about we set about memorializing them through a service.  A church, people gathered dressed all in black, an open casket, and somber music are all typical images that come to mind when we think of a traditional funeral.  It’s a typical scene, but it is also an idea that isn’t shared by everyone.

While some see the end of life as a solemn meant to mourn a passing, others believe that it should be seen as a celebration.  Not to celebrate the end of a life, but to celebrate all that was accomplished while the person was around on this earth, and to honor them as they had lived.

Sometimes an alternative style funeral celebration may be seen as controversial or even offensive.  Often, something that goes against established traditions raises eyebrows.  At their core though, these alternative types of services have the one most important thing in common with a traditional celebration, which is to honor the passing of a cherished person.

Living Funeral

The living funeral was an idea that received popularity from the novel Tuesdays with Morrie.  The simple concept is that a person, usually one who is terminally ill or otherwise knows they have very little time left, hosts a celebration where friends and family gather to say their final farewells.

These are often held in an environment of the host’s choosing.  They also tend to be a warmer, familiar, and more relaxed occasion as people share stories, laugh, and cry, having an opportunity to say their final farewells when the person is still around to hear them.

The Motorcycle Funeral

For anybody that has been a long time rider of the two-wheeled motorized method of travel, a motorcycle becomes an integral part of their lives.  A motorcycle funeral may involve a memorial ride with surviving family, friends, and members of the deceased’s motorcycle club honoring the fallen with one last ride.

In the case of one motorcycle enthusiast, his viewing involved his body riding his motorcycle one last time.  It’s certainly strange to see, but for his closest friends and family, they wanted to see him one last time, not as he died, but as he lived.

A Green Service

The impact of losing a loved one is a tremendous event and it is certainly no less of an impact on our environment.  An article that appeared in 2008 in Scientific American referenced a study in National Geographic that highlighted the environmental impact that funerals are having.  Millions of feet of wooden boards, thousands of tons of steel, hundreds of thousands of gallons of embalming fluid, these are all being kept underground.

An eco-conscious person is not interested in leaving a lasting impression.  For them, the ideal service is a modest and reserved one.  Only the closest people would attend, working diligently to reduce the carbon footprint of the event.  A green burial often involves avoiding cremation and using a casket made of biodegradable material.  The belief here lies in the idea of returning everything to the earth from which we originally came.

Contemporary society has no shortage of ways to see the passing of our loved ones.  Some may seem strange and maybe even offensive to certain sensibilities at times.  Remember though, that for the loved ones who still remain, their choice of service reflect how they feel is best to honor and respect those that are no longer with us.

By Dennis Aimes

Dennis Aimes is a husband, father and part-time super hero. When he isn’t busy saving his wife from spiders he works as a writer and insurance advisor specializing in funeral plan insurance from GIO


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Friday, November 29, 2013

Benefits of Planning Your Own Funeral

Benefits of Planning Your Own FuneralMany people are uncomfortable with the prospect of planning for their own death. Admittedly, the thought of planning your own funeral is indeed a bit morbid; like you’re welcoming death with open arms. But if you look at it from a rational and economical perspective, it is actually very logical to do so.

Funeral expenses are not cheap. You have to buy a coffin, reserve space for the funeral service, purchase a lot at a memorial park, pay for the cost of the burial, and more. The cost of a traditional funeral today averages close to $10,000 and can be as much as $20,000. This is a major expense that should not be left unplanned. Planning your own funeral in advance will reduce the burden left on your family and save you money.

1. Lessen the burden on your family

By planning your own funeral you can lessen the burden you leave on your loved ones after you pass away. You make life easier for the family you leave behind because you won’t have to give them responsibilities for your funeral after you die. This means that your family will not have to make the difficult decisions of arranging the funeral and selecting funeral products. Most importantly, you will leave your family with no financial burdens.

2. Ensures your wishes are known

Another benefit of planning your own funeral is to ensure that all of your final wishes are known. No matter how well your family knows you, or what wishes you have expressed to them, it is impossible for them to plan your funeral exactly how you would like. Pre-planning your funeral will ensure that the funeral is exactly the way you want your friends and family to honor your life.

3. Provides you peace of mind

With a good funeral plan you won’t have to worry about anything right before you die; because you know everything has already been taken care of. Planning ahead will provide you and your family peace of mind knowing that whenever you pass away the final expenses and funeral arrangements are taken care of.

4. Save Money

Planning your own funeral in advance can save you and your family money. Pre-planning will ensure that no matter how much funeral prices appreciate in the future you will be covered. There are also funeral payment plans available that allow you to set aside a small amount of money every month towards your funeral. This makes the funeral easier to afford instead of having to pay the entire bill at once.

Purchasing a funeral or memorial plan is a very simple process. You simply need to find an insurance provider, or funeral home, that offers this service and buy a plan from them. You will be asked to choose the items you want to use for your funeral, which includes the funeral location, funeral products, burial site, and so on. Planning your own funeral in advance is an excellent way to ensure that your needs are met, while reducing the burden on your family and saving money.


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Thursday, November 28, 2013

Hall of Shame: Klamath Tribute Center

Monday, 30 September 2013 13:16

beckafoxbeckafoxCheryl Fox's 20-year-old daughter, Becka Fox, took her own life in April of 2013. One can hardly imagine a more horrible event in a family's life. The disorganized lack of professionalism on the part of the funeral home to whom Cheryl entrusted Becka is salt in a very raw wound. As you'll see from the email exchange below, Cheryl's requests of the funeral home are reasonable and she's been far more patient than most parents in her position would be. We hope that by publicizing Cheryl's story that the people at Klamath Tribute Center will be motivated to remedy the situation. 

In chronological order, here are the emails between Cheryl Fox, Tim Lancaster (funeral director at Klamath Tribute Center), and Klamath Tribute Center owner Bob Gordon. They detail numerous errors on Becka's death certificate which caused the family delays in getting important affairs settled, charges for services the family didn't order, and the failed delivery of keepsake thumbprints from Becka's thumb that the family ordered. 

From Cheryl Fox, sent to Tim Lancaster June 25, 2013— 

I am utterly disgusted by the constant mistakes and lack of attention that was given by your staff during my family's difficult time.  Since my first interaction with Klamath Tribute Center and Eternal Hills, there have been constant mistakes made and things not done that were supposed to have been.  These mistakes and oversights have only added to the heartbreak we have suffered and postponed any healing that we may have begun to have. While you may find these things mundane or frivalous, I ask that you put yourself in my shoes.  I truly expected more from a funeral home who has been in the area for so long and that is the reason for my email - which I hope you get as I have sent numerous emails that apparently never make it to your office...and they never get a response. After much discussion with friends and community members, I have found that we are not the only ones who have suffered at the hands of Eternal Hills and Tribute Center staff during our hard time.  It makes me wonder exactly why?  You are in the business of helping people put a loved one to rest...to begin a healing process that sometimes takes years...to provide a lasting tribute to the person they loved.  Yet mistakes are consistently made and the people who pay you good money for these services are expected to sit idly by and accept these situations.  I will not do that.  I believe it is time that someone there take responsibility for the mistakes that have been made and these things need to be brought to someone's attention.Below are some of the issues we went through..and the order in which we went through them...Can you see why I have gotten increasingly upset?After meeting directly with you and your assistant, the obituary that was originally written was completely wrong.  It had to be re-written by myself and my sister - yet I was still charged for this.    

Lancaster responds:
The obit is written from the interview guide and then given to the family to correct.  It is then corrected once the family correct the mistakes in the communication process.  Once it it corrected or re-written it is then given to Herald and News who now charges per line for this item. ( It used to be no charge)   We take a check to Herald and News for the amount of the obit which is then listed on the agreement under cash advance.  So the charge is not for writing the obit but a charge by Herald nad News I sent numerous emails with the information we wanted in the funeral folder and services (I have copies and dates sent of those emails if you would like) but your staff claimed they only got partial information. My sister had to physically bring things to your office on multiple occasions, only to find out that your staff just "didn't read" the emails that were sent.  

Lancaster responds- I am not sure why these did not go thru , I will check the back log to see if they are consistent in what they told you 

The funeral folder states that "Graveside Services" were held... my daughter did not have a grave. 

Lancaster responds
  - It still reads this way and is incorrect - I like you have no idea why we would call this a graveside service   -  REFUND $ 95  During the services, the CD that was playing cut off before the last song and started over.  This made her friends and father, who had contributed to the CD, think that I made the decision to not include those photos...which is not the case.  

Lancaster responds-  I am not sure why it stopped, electorinic failure, I actually did test it and it played fine.  However it should still work during the service -  REFUND $ 95 

The [live web-stream] of the services to the web did not happen...We had numerous Aunts, Uncles and cousins from South Dakota at a meeting place that day so that they could feel a part of that sad day..only to have them disappointed because the services were not uploaded.  

Lancaster responds- Initially we said we did not need this service and actually discounted it off of the expense  so you were no charged for this item.  However if we are going to do this we should do it right and not have another service at the end. I have fixed that with the staff person respinsible for that.    REFUND $ 195

The death certificate was incorrect..and still is. We tried twice to make sure her father's name was correctly spelled..but no one ever got it right. I finally gave up. ALSO, the date of death at the top of the certificate is "2012" not "2013".  These are things that can, and have, caused problems...yet I was charged.  

Lancaster responds-This needs to be correct for the future and if it is not it needs to be corrected with an affidavite .    REFUND $ 20

I called your office sometime around April 20th and was told that I could come pick up my daughter's remains. When I arrived I found out that the butterfly urn was ordered late and was not yet there. Rebecca's remains were offered to me in a plastic container...which I found very offensive. I opted to wait for the urn to bring my daughter home in.  

Lancaster responds-The urn you selected was done on line  and when I found the distributor for it because the staff I asked to find out did not, which delayed the process.   The Urn I was told by the distributor that it could not be engraved , which I called.   The urn cost to us was what you paid for it.  When you came in I told you that we could get a plaque and you declined.

When I was finally able to retrieve my daughter's remains (a month after her death), the urn was not engraved as you and I had discussed. I let this go because, quite frankly, I was afraid to put my daughter back in your hands and just wanted her home.  see above   THUMBIES - this was the final straw - I have made numerous phone calls to your office over the past month, only to be told that the Thumbies we ordered would be there soon. Today I called and was told by Jessica that the Thumbies were never ordered. THIS IS NOT ACCEPTABLE!  This was something I and my oldest daughter have been anxiously waiting for.  A momento of Rebecca to carry with us always.  Now we won't have that because someone on your staff failed!  

Lancaster responds-This was initialy not used , although you said you wanted them.  You then said that we did not need to pay the minister because he was a relative and I said we would use that money for the thumbies.  I then placed it on the agreement under that section, I don't know if that  confused our staff but it did not get ordered and that it my fault   -  REFUND  $ 250

Please respond back and let me know if I have inaccuracies in this
While most of your staff have been compassionate to my situation, it does not make up for the numerous errors that have occurred.  I am not an unreasonable person and I can appreciate that people make mistakes, but this situation has been absolutely ridiculous.  Tim, imagine if this was your loved one?  Please consider this and then decide how you will respond.I will expect to hear from you with regards to these issues and am requesting compensation for these things as well. You may call me at [redacted] or respond to this email.  I would very much appreciate a meeting with you and look forward to your earliest response.
There were several other emails between Fox and Lancaster, mostly administrative in nature. Lancaster apologized for the errors, but the situation dragged on. 

Email from Chery Fox to Tim Lancaster June 26, 2013—

This is fine Tim.  The things that happened can't be changed.  This whole process has been extremely difficult and when I think about it I just sit and cry.  I feel like I've lost all the momentum I was gaining in my grieving, and now I'm starting over again.  It's time for me to move on and it's not about money at this point.  Money won't change what happened and it certainly won't bring back my daughter.    Although we don't have the Thumbies, my oldest daughter would like to get her sister's fingerprints.  You had told us they would be held on file there? Please let me know what we need to do to get the refund, death certificate change, and fingerprints.  Lancaster responds- I will still get the thumbies for you but will refund the money that way you will have both   Cheryl-Hi Tim, When should I expect a refund for the items below?  Please let me know ASAP. Thank you. Lancaster-Monday I will have them write the check from the Tribute Center 
More than two weeks later, Cheryl again writes Tim Lancaster on August 17, 2013— 
Hello Tim,

I'm curious if you ever ordered the Thumbies (as promised below). I haven't heard anything so just checking in. Also, did Rebecca's death certificate get corrected? Again, didn't hear back from you and it's probably something I should have a corrected copy of.

Thank you for keeping me informed.

Cheryl Fox

Two days later—

       2nd request.  Please respond Tim.

       Lancaster-looking into it today

From Cheryl Fox 11 days later, August 31, 2013—

Dear Tim,

It's been more than 11 days since you sent me this email. It's sad to think I'm still dealing with all this. I guess it's no biggie to you...but I feel very hurt and upset again that you just don't seem to care. Even though you refunded some of my money, I should still be somewhat of a priority to you. Your company messed up royally and I trusted you to make it right. Also, I wasn't going to bring this up Tim, but I think you should know... Even the check that was written to me was wrong. It was written out for $600 but the numbers on it said $650. I had to fight with my bank as they tried to take back another $50 when I had it cashed. I'm sure you can look at your cancelled checks and see what I'm talking about. It's just one more thing that was screwed up by your staff....and ultimately you. With everything you've put me through I should have asked for at least half of the money back. I think that would have been fair with all the hardship you've caused my family. This should not have been a time for me to have to worry if things got done properly. That's what I paid you for! *PLUS, per your website at http://klamathtributecenter.net/ and you advertising, it claims a 100% Satisfaction Guaranteed. Well, I am certainly NOT Satisfied!!

Months since my daughter's death and I still have no valid death certificate...nor do I have the Thumbies you promised. On top of that the memories of laying Rebecca to rest will be forever in my mind due to your lack of professionalism (as noted in our email conversation below). It's unbelievable how little consideration I have been given in this situation. I would appreciate a response from you right away.

Regards,

Cheryl Fox

A week later, September 17, 2013—

Dear Mr. Lancaster,

This will be my final attempt to contact you before seeking legal advise. I have requested your response on multiple occasions, but you have chosen to ignore me. While I know things can get busy, there is no excuse for the lack of attention to my concerns. I would suggest that you review our correspondence below and then let me know how you would like to proceed. 

Thank you, 

Cheryl D. Fox

Yet one more week later, September 14, 2013, Cheryl Fox writes directly to Klamath Tribute Center's owner, Bob Gordon—
   
Dear Mr. Gordon,

It is with deep regret that I am emailing you today. I have tried for several months to work with Tim Lancaster at Eternal Hills to have my concerns taken seriously, but it has not been successful. At this time I feel I need to share with you the experience I have had.

My daughter, Rebecca Fox, passed away on April 9th of this year - Tim and the staff were in charge of the arrangements. Throughout the process of laying my 20 year old daughter to rest, numerous mistakes and oversights have been made. I have included several of these issues in the email below...which I invite you to read. While Tim did compensate for some of the issues (as noted below), I feel that he has "blown me off" every time I try to inquire about something. He has consistently told me he would "look into things" and then I don't hear from him until I 'push' again. While I understand that things can get terribly busy in your business, It feel that my issues should have been addressed and remedied by now.

The bottom line is, I paid for a service that was provided very poorly. After more than 5 months, I still have no valid death certificate (after numerous requests) - which has caused me issues with tax returns, DMV transfers, insurance, etc.
I have been told that Thumbies would finally be ordered..which has not happened.. Not to mention the multiple oversights listed below, which have caused me and my family heartache about the entire process in general. This should have been a time for us to grieve our loss and say goodbye to my young daughter, Becka. Instead have had to deal with inaccuracies and blatent disregard for my concerns. It is sad to think that I have had to wait so long to begin my healing process because I'm still trying to "FIX" issues that should have been provided properly.

Again, I invite you to review all of the correspondence below. I am very sorry that I have had to resort to contacting you. However, you can clearly see that I have done my best to work with Tim with no resolution.

I will look forward to hearing from you soon.

Regards,
Cheryl D. Fox

Six days later, September 20, 2013, after hearing nothing from owner Bob Gordon—

I was really looking forward to getting a response from you.  I understand things can get busy, but you did clearly state you would respond by Wednesday the 18th - yet I still have not heard from you. Please let me know how you would like to proceed.
September 21, 2013, owner Bob Gordon responds—
Mrs. Fox sorry for my misunderstanding I understood you were not returning until yesterday (Friday) and I didn't want my response to get lost.

I've reviewed with Tim your daughter file along with the refunds he granted, also I've talk with the manufacturer of the Thumbie and have been assured that your daughter Thumbie will be here next Friday.

I hope this will resolve all the outstanding issues! Bob

That same day, from Cheryl Fox to Tim Lancaster—

I still need a valid death certificate and I will also expect there are two Thumbies. 

Owner Bob Gordon responds-Tim get Mrs. Fox and me an answer on the corrected DC Monday! Bob

 And that's where we are today. Klamath Tribute Center, we'd love to update this post to show you've taken your duty seriously and did your best to put this right.   

Last Updated ( Wednesday, 02 October 2013 12:48 )  

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Wednesday, November 27, 2013

When Can a Memorial be Erected on a Grave?

When Can a Memorial be Erected on a Grave?Many people choose to place memorials on the graves of their loved ones. Memorials are a way of marking a grave and enable you to leave a personalised tribute to the person that has been buried there. There are many questions surrounding the time in which a memorial can be erected on a grave. This is something that we are going to answer in this article, along with other related questions.

What is a memorial?

A memorial is classed as anything that is placed on a grave as a tribute that sits above the level of the ground. The most common memorials are headstones, vases and plaques. Some people also like to use sculptures as memorials instead of a traditional headstone.

When can memorial be erected?

Individuals cemeteries will have their own rules concerning when a memorial can be erected on a grave. In most cases, after a funeral the grave will be covered with earth and flowers and wreaths will be placed on top. Whilst the ground is still settling many cemeteries allow you to erect a temporary memorial such as a wooden cross. You can apply to the Cemetery Office immediately to have a memorial erected, but it will usually take around six months as it is important that the ground has been given enough time to settle.

Cemeteries using concrete foundations will allow you to erect a memorial much more quickly (in most cases this will be almost immediately). The time period differs from cemetery to cemetery due to the different types of soil conditions.

Maintaining a memorial

Although it is the Burial Authority’s responsibility to keep the cemetery safe, it is your responsibility as the owner or the memorial to maintain it. It is essential that you regularly check the memorial to ensure that it is in a safe condition. Cemetery staff are within their rights to carry out routine inspections of memorials. If they find that your memorial is damaged or is a safety hazard they will either set up temporary support or lay it flat. They will then inform you in writing that you need to have the grave repaired in order to make it safe. If you fail to have your memorial repaired, you may not be allowed to erect a new memorial in the future.

Insuring your memorial

It is recommended that you insure your memorial in case it gets damaged or becomes unsafe and requires expensive repairs. Unfortunately cemeteries sometimes suffer from acts of vandalism and many memorials require repairs. Most graveyards will not be held liable for the damage, which is why it is essential that you have taken out insurance so that you can have your memorial repaired immediately.

By Tom Reynolds

Tom Reynolds works in the marketing department of Memorials of Distinction - a family run stonemasons and sculptors business based in the UK. Tom has a wealth of experience in funeral planning.


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Tuesday, November 26, 2013

Grief Tools: Expressing the Pain

Grief Tools: Expressing the PainWhen grief enters our lives, we often feel unprepared for it. We may feel like a black cloud is following us, or as though we’ve become that black cloud, raining pain and sorrow down in every direction. The emotions that arise feel overwhelming and abundant, and we rarely feel prepared to meet such emotions.

It is often an unconscious habit to respond to painful emotions through fight or flight reactions. Feelings of sadness, sorrow, shame, guilt, denial, and despair make us uncomfortable, so we may try to avoid them.

There is a phrase, “What you resist, persists.” When we resist the uncomfortable feelings, they can seem to gain a stronger hold on our lives that may block us from beginning to heal.

So, how do we brace ourselves for the storms of grief? How do we arm ourselves with tools to stay afloat, so we don’t get lost in the torrential sea of grief we’ve been thrust into?

Consider this quote by best selling author, Eckhart Tolle. 

“Any negative emotion that is not fully faced and seen for what it is in the moment it arises does not completely dissolve,” Tolle explains. “It leaves behind a remnant.”

~Eckhart Tolle, Best-selling Author, “A New Earth”

Pain is like a person. It wants to be seen and heard. Much like we hold a memorial or funeral service for our loved ones who have passed, it is valuable to honor and acknowledge your feelings of loss, anger, sadness, regret, and even joy surrounding the life and death of your loved one.

It may sound scary, but leaning into the pain, instead of away from it, can actually create a pathway to healing. When an emotional wave comes at you in the storms of grief, you will find riding the wave, rather than paddling against it, will lead to a more peaceful passing of the storm.

Rather than pushing your emotions away or trying to avoid them, you can actually soften right into them. Arm yourself with tools of compassion and self-empathy as you work to dissolve the strong “charge” around these powerful feelings.

Allow yourself to express all your emotions fully in the moment they arise. Society tells us to stay strong, put on a brave face, keep moving forward, be tough for others, never give up – but these messages are the exact opposite of what we need when a loved one passes.

The energy of grief is like an inflatable pool – the emotions, pain, and trauma can fill you up within. If try to “stuff” the pain, ignore it, or simply go around it, it doesn’t go away. It festers within, grows stagnant and sour. Left unexpressed, pain transforms into a life-eating poison that seeps into every corner of your life. The longer it sits, the more it destroys your ability to experience joy and peace. Unattended pain will sour your relationships, your work -  your daily ability to survive and thrive.

DO’s & DON’T’s of Expressing the Pain

Time and again, you may be tempted to return to your own sources of pain-numbing avoidance such as tuning out to the TV or internet, shopping, eating, sex, drugs, or alcohol. DO learn to recognize your triggers and your numbing tools so that with this awareness, you can begin to build new habits of expressing and acknowledging the pain, instead of avoiding it.

DON’T be afraid to “break down.” Let go, let it out. Soften into the pain as you tenderly work to express, and then, heal it. 

DON’T be afraid of your tears – they are the first language we are given as a baby. They are our innate, natural, healthy expression of pain.

DON’T feel you need to “be strong” for others.  People only say that because they are afraid of facing their own pain and/or yours. The best example you could set for yourself, and those around you – even your children – is in expressing the pain openly and honestly.

If you’re angry, DO give that anger a healthy outlet to be expressed – scream it, cry it, write it, punch it in a pillow, kick it in the wind, yell it to the sky, whiplash it onto a canvas with paint.

Whatever “negative emotions” arise, DO meet them wholeheartedly with tools of self-expression. Consider writing in a journal daily, utilizing a space of quiet reflection to douse yourself with tender self-empathy, spending time in nature to nurture your soul, channeling your feelings into creative projects like cooking, painting, writing, drawing or singing.

Although few people know how to simply “be” with the bereaved, if you are fortunate to have friends or family who can be a source of empathy and tender compassion, DO include others in your self-expression process as well. Also, consider seeking out a professional counselor who can really acknowledge your feelings, and help you begin to identify the specific hurts beneath them as you work towards healing.

Each day will bring different ebbs and flows of hurts and healing as you give yourself permission to express, honor and fully acknowledge the waves of grief. It may be hard to believe, but in this space of being broken open, you may uncover strengths and wisdom you never could have imagined before.

Martha Beck said it best here:

“Emotional discomfort, when accepted, rises, crests and falls in a series of waves. Each wave washes a part of us away and deposits treasures we never imagined. Out goes naivete, in comes wisdom; out goes anger, in comes discernment; out goes despair, in comes kindness. No one would call it easy, but the rhythm of emotional pain that we learn to tolerate is natural, constructive and expansive… The pain leaves you healthier than it found you.” ~Martha Beck

As you meet each day and each wave, be compassionate with yourself. Treat yourself, and your pain, like you would a child, gently leaning into the tender soft spots of the pain. Give yourself empathy as you uncover the deepest sorrows, and even joys, that surround your loss. The internal dialogue you create here becomes a powerful tool for acknowledging your pain, and beginning to transform it into a sense of peace and healing.

Remember, there is no timetable on grief. The loss of your loved one will be with you forever. Just as you go back to a gravesite to honor and acknowledge your loved one, return to yourself, again and again, taking time to continue to honor and acknowledge the pain around your loss.


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Monday, November 25, 2013

Funeral Casket Material Options

Funeral CasketChoosing the funeral casket for a deceased loved one can be very difficult because of the emotion involved. At times, the family may experience doubt or regret about the chosen casket because they make the decision while grieving and without doing proper research. Usually the family members select the casket for its appearance, and because of that, they may ignore the price of the casket, or if it is appropriate for the deceased. It is helpful to learn about the different funeral casket materials before selecting a casket.

Purchasing a wood casket is like purchasing furniture, since wood caskets are made similar to how furniture is made. It is important to look at the quality of the wood used, how it was stained and polished, and the overall craftsmanship used to assemble the casket. The quality of the wood will vary with the price; however, no matter what you pay you want to ensure that you are purchasing a well-made product. The following are the most common woods used for a funeral casket.

Hardwood

Mahogany, Walnut, and Cherry are the most expensive and elegant wooden caskets. The wood can be highly polished and produces a beautiful finish. Maple, Pecan, Oak and Poplar are also popular choices for wood caskets. Maple is popular because of its strength. Oak is popular because of its intricate grain pattern. All of these hardwoods can be hand-carved and shaped into beautiful designs.

Softwood

Pine, Poplar, Spruce and Cedar are options for softwood caskets. Softwood is a popular choice because of its lower-cost; however, the cost may vary depending on whether or not the casket is made from locally sourced wood. Softwood is a more environmentally friendly choice when compared to hardwood caskets because it is more of a renewable resource.

Veneer

Wood laminate caskets provide the beauty of a hardwood casket without the expensive cost. Veneer caskets are becoming more popular as families look at ways to reduce funeral expenses. However, veneer can be difficult to work with and it is important to check the quality of the casket to make sure the veneer is not peeling off.

Cloth Covered

Cloth covered caskets are the least expensive wood casket because they are made of inexpensive plywood, pressboard or recycled wood material and then covered with cloth. The family will have more options for customization because they can choose the exterior and interior cloth styles.

Eco-Friendly

Eco-friendly wood caskets are becoming increasingly popular. Eco-friendly caskets are typically made of bamboo, wicker or recycled materials. Bamboo is a popular wood choice because of its strength, beauty, and it is a highly renewable resource.

Metal caskets offer superior strength when compared to wood caskets. Metal caskets may be constructed from naturally non-rusting bronze or copper, rust-resistant stainless steel, or cathodically protected steel. They are also available in a variety of thicknesses, with 16, 18, and 20 gauge the most popular options. 16 gauge is the thickest type of metal casket available and is therefore one of the more expensive types of funeral casket available.

Bronze

Bronze caskets are selected because of their strength, durability and their natural non-rusting qualities. Bronze caskets are available in a wide variety of colors and styles.

Copper

Copper caskets are selected because of their durability and their natural non-rusting qualities. Bronze caskets are strong, but not quite as durable as bronze caskets. They are also available in a wide variety of colors and styles.

Stainless Steel

Stainless steel, an alloy of carbon steel and chromium, provides strength at an economical price. The caskets are treated so that they are resistant to corrosion. Stainless Steel caskets come in both painted and brushed finishes.

Whether you choose a metal or wood casket, you will have numerous styles to choose from. All caskets come in slightly different shapes and designs. Some of the custom options are graphics or engravings, different handles, and more. One of the most common ways to customize a casket is through the interior. You can choose different types of fabric and colors to personalize the look of the funeral casket.

The above are the most common types of metal and wood caskets. This will provide you with the basic information required to begin the process of choosing a funeral casket for your loved one. Read the other articles below to learn more about metal and wood caskets. Your local funeral home will also be able to further educate you about what casket options are available.


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Sunday, November 24, 2013

Standard Funeral Payment Options

Standard Funeral Payment OptionsFunerals are expensive and before planning the memorial service families need to know the funeral payment options. Because of the high cost, many families choose to save money for their, or their loved one’s, funeral. There are a number of different options available for prepaying and guaranteeing the final expenses. Below are the forms of funeral payment that the family of the deceased can choose from to compensate the funeral home’s financial needs during this time of grievance.

1. Cash or Check

The family members can opt to pay for the funeral using cash. There are two types of cash payments. One of the members of the family can simply write a check for payment to the funeral service provider. Or, they can pay using cash in hand. According to many people, cash payments for funeral service are typically only made for direct cremation or more simple and inexpensive funeral services.

2. Credit Card

Almost all funeral homes are now accepting credit cards as a form of funeral payment. The funeral home can charge the entire funeral service to one credit card or split it between multiple credit cards. Or, a combination of cash, insurance, and credit may be used.

3. Insurance Death Benefits

This is a common means of funeral payment for the funeral of a deceased. A family member has to undergo a process before he fully claims the insurance benefits. The beneficiary of the insurance policy must bring it to the funeral home and show it to the funeral director who then calls the insurance provider to confirm that the insurance policy is legitimate. Then the beneficiary will sign some forms giving the funeral director a portion of the accumulated benefits to spend on funeral services.

4. Funeral Trust Plans

Funeral trusts are widely used to set aside money for the funeral costs. You can establish a funeral trust by depositing money into an interest bearing trust account. The amount that you are required to deposit into the account each month is based on the number of years you will be contributing to the fund and the amount you require for the funeral payment. When you die, the trust funds will be disbursed to the funeral home, or other service provider that you have designated as the primary beneficiary in the trust agreement.

There can also be times when an individual dies without any means for funeral payment. There is often government assistance or other organizations available to assist with the funeral costs. It is recommended to speak to a funeral home and plan the funeral in advance whenever possible. This will allow you to set aside money each month and be prepared to cover the final expenses when the time comes.


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Saturday, November 23, 2013

How do you Write a Eulogy? Step-by-Step Guide

How do you Write a Eulogy?How do you write a eulogy that is heartfelt and memorable? If you plan to speak at your loved one’s funeral you may be wondering what steps are required to write and deliver the perfect speech. The thought of public speaking is daunting to most people. Combine the fear of public speaking with the grief of losing a loved one and speaking at a funeral may be one of the most difficult things you have to do.

How do you write a eulogy that summarizes the life of your loved one in a 5 to 10 minute speech? The second difficult part of writing a eulogy is choosing the information and stories related to your loved one to share with people at the funeral. The person achieved a lot in his or her life and you shared numerous memories with them. It is important to know what information is typically included in a eulogy. The guide below will help you write a eulogy and select the information to include in the speech.

1. Collect the Information

The first step to writing a eulogy is to collect the information. Begin by taking a piece of paper, or sitting at a computer, and write down everything about the person that you can think of. Don’t worry about writing too much; the goal is to collect as much information as you can. Think about what made the person special, what were the favorite memories you shared together, what the person taught you, and what you will remember most about them. It can help to look at old photographs because they can help trigger memories you have forgotten.

Now that you have collected as much information as you can, the next step is to interview others. Speaking to friends and family of the deceased can help you to gather more information to include in the eulogy. If you are looking for additional help collecting information, use the following list to give you more ideas.

- Birthplace: Where was he or she born?

- Family: Parents, brothers and sisters.

- Childhood: Location, friends, interests, etc.

- Education: High school, post-secondary, trade school and any awards or other designations.

- Relationships: Marriage, divorce and any other significant relationships.

- Children: Children, grandchildren, great-grandchildren, etc.

- Career: Most significant jobs, positions held, achievements, etc.

- Organizations: Military service, fraternal organizations and other clubs.

- Interests: Sports, hobbies, travels, etc.

- Other: Any other special facts about the person.

2. Write the Eulogy

After you have collected the data, the second step is to write the eulogy. Typically, a eulogy is either written in chronological order and like all speeches it includes a beginning, middle, and conclusion. The introduction should welcome people and introduce yourself, your loved one, and the theme of your eulogy. The middle (body) is the main part of your eulogy, where you share information and stories about the deceased. The conclusion is your last word, where you tie the themes together, telling a final story and ending with a final farewell.

The first step is to take the information you collected and arrange it in to the order you want for the speech. Next, you will want to turn the facts into grammatically correct paragraphs. Remember that the first step is to produce a draft and it is important not to worry too much about spelling, grammar and the overall speech. The goal is to get a speech written and then you can revise it.

3. Polish and Practice

After you have written the first draft you will want to read through it and begin to fix spelling and grammar errors. Cross out sections that are unnecessary, or move sections around to change the order of the speech. It will take a few revisions before you produce the final speech.

Now that you have the final version of the speech you will want to practice reading the speech. Practicing the speech will help to prepare you for reading it at the funeral and will also help you to find mistakes you may have missed during the editing phase. After you have read the speech to yourself a few times, we recommend asking a friend or family member if you can read the speech to them. They will be able to suggest changes to the speech and help you feel comfortable reading it in front of other people.

4. Deliver the Eulogy

After all of the hard work writing the eulogy it is time to read it at the funeral service. Reading the eulogy will likely be the most difficult part of the eulogy process. Reading a speech in public is a fear that many of us have; however, saying a few words about a loved one at their funeral is a huge honor. Remember that everyone attending the funeral is sharing in the grief that you are feeling. They will understand if you get emotional during the eulogy and are there to support you.

We recommend printing a copy of the speech in a large font and brining it to the funeral. It is not necessary to memorize the speech and trying to memorize it will add stress to an already difficult situation. Remember that friends and family will appreciate the words you have written about the deceased person and will understand if you have to read the speech or if you get emotional during the eulogy.

How do you write a eulogy? It isn’t easy, but it is a tremendously rewarding exercise. The process of writing the eulogy gives you an opportunity to reflect on all of the fond memories you shared with the deceased. Looking through old photos and reflecting on memories is an excellent grief recovery tool. Furthermore, reading the eulogy at the funeral gives you a chance to say goodbye to your loved one and pay tribute to their life. For more help learning how to write a eulogy, read the other articles listed below.


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Friday, November 22, 2013

How to Get Help with Funeral Costs

How to Get Help with Funeral CostsVarious national and local institutions are available to help families get help with funeral costs. They help the bereaved reduce the amount of burden that they currently have when it comes to funeral expenses. Funerals can range from thousands to tens of thousands of dollars. However, many of the items that make up an expensive funeral are not required, they are chosen by the family to honor their loved one. Even so, there will be certain expenses that cannot be avoided and many families find it difficult to handle these costs. The following are a few ways that you can help to reduce the funeral costs.

Government Assistance

Government financial assistance is the most common method for getting help with funeral costs. Financial assistance can significantly decrease your burden in managing and balancing the final expenses. The typical way to receive government assistance is through a pension. A pensioner ‘s partner, or his or her estate, can receive a lump sum bereavement payment (the terms and payment amount vary by country). Another way to receive assistance is through the department of veteran’s affairs. If the deceased person is a veteran the estate will receive a bereavement payment. To learn more, contact the department of veteran’s affairs.

Death Insurance Policies

Death insurance policies can serve as a good way to cover a significant chunk of the expenses that you need to spend for the funeral services. Ideally, your departed one would have signed up for the insurance policy so the bereaved ones can gain financial benefits from the policy. If you are unsure, it is advised that you contact his or her insurance company for more information. They can provide you with the proper documentation and help you through the process.

Revocable Agreement

The revocable agreement is a type of pact that you made with an institution long before the funeral came into picture. This agreement is usually done with insurance companies. This type of agreement can help with funeral costs by acquiring a predetermined amount of money for the funeral. You withdrawal the principal amount that you have deposited in the past plus the interest that the principal amount has acquired over time.

Guaranteed Funeral

A guaranteed funeral must be planned in advance and it allows you to prevent future price increases for the products or services that the funeral home will provide. In other words, you can consider the price for the entire funeral package as final. This helps to ensure that you know what the funeral will cost and can help to save you money. However, this does not help with funeral costs if it was not already pre-arranged.

Local Funeral Societies

Local funeral societies and volunteer agencies can help cover the cost of the funeral for those who have problems in keeping up with the expenses. They can help with funeral costs of the bereaved ones by donating a portion of the funeral expenses. They can also assist in setting up fund-raising methods to cover the funeral expenses. They can help the bereaved ones make the burden even lighter by referring them to institutions that can give them further financial aid for the funeral.

Charities

Charitable organizations may be able to assist with the funeral costs or provide you with information on where you can receive assistance. For example, if your loved one passed away due to cancer, it would be advisable to contact the American Cancer Society to discuss the funeral expenses.

Financial Institutions

Banks may be willing to lend money to the family to help pay for the funeral costs. However, the loan will be no different than any other bank loan and the terms and interest rate will need to be negotiated with the bank.

These above are some of the ways that you can get help with funeral costs. If you think these methods will not suffice, you may also try asking help from other people you know. There are donation tools online that can be used to setup a memorial fund in honor of your loved one. Friends and family can make donations to assist with the final expenses.


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Thursday, November 21, 2013

8 Tips for Writing Memorial Service Speeches

Memorial Service SpeechesMemorial service speeches are one of the most personal and emotional parts of a funeral. If you have been asked to read a speech at a funeral it is a huge honor. It provides you with an opportunity to pay tribute to your loved one and share your favorite memories with friends and family attending the funeral.

Writing a speech to read at a funeral is very difficult. The emotion of losing a loved one is immense and organizing your thoughts into a speech is difficult. Furthermore, there is so much information that you want to share with the people attending the funeral. You want to show them how special the deceased person was and how much they meant to you. To help write the perfect speech to memorialize and honor your loved one, we have put together the following tips for writing memorial service speeches.

1. Keep it short and to the point

You have probably heard the saying “less is more”. It is important to remember when writing a speech for a memorial service. You likely shared numerous experiences with your loved one. Furthermore, he or she had a lot of good qualities and interests that you want to share. However, the most effective memorial service speeches are 5 to 10 minutes in length. Focus on the deceased’s qualities that you will remember the most about him or her. Share a story or two that best depicts these qualities and that everyone in attendance will be able to relate to.

2. Introduce yourself

People who read memorial service speeches often forget to introduce themselves. A wide range of people will be attending the funeral and not everyone will know who you are. Furthermore, it can help to give a brief background on how you knew the deceased. This may not be necessary if they were a family member. However, if you are a friend of the deceased it is helpful to provide some information on where and when you met the person.

3. Remember who it is about

It is important to remember the purpose of the eulogy speech. You are there to honor and pay tribute to the person who passed away. Often people delivering speeches will start to speak too much about their personal relationship with the deceased. Furthermore, people will also speak about the grief they are feeling over the loss. It is understandable why people do this, but it creates a disconnect between the person giving the speech and the audience. The goal should be to share information about the deceased so that people attending the funeral can learn more about the person and remember the time they shared with the deceased.

4. Stay positive and add humor

A funeral is a very sad occasion. The eulogy provides you with an opportunity to put a smile on the face of friends and family. Instead of discussing the sadness you are feeling over the loss, speak about the wonderful life the person lived and his or her positive qualities. Sharing a humorous story will help to break the tension in the room and add laughter to a somber situation.

5. Make it conversational

The best memorial service speeches are conversational. Think of the speech as a conversation you are having with a close friend. Oftentimes, people reading a speech will simply read a list of facts about the person and read a story or two. It is not necessary to share every piece of information about the person. Instead, the goal is to engage the audience and share with them what made the deceased person so special to you and everyone else.

6. Be inclusive of everyone

The memorial service will include friends, family, coworkers, and other acquaintances. Not everyone attending the funeral will know the deceased as well as you did. Do not assume that everyone knew him or her the way you did. It is ok to share personal memories, but try to choose stories that emphasize a personal quality of the deceased person. That way, even though people attending the funeral were not there for the situation, they will still be able to relate to the story.

7. Bring a printed copy

It is not necessary to memorize the speech. In fact, trying to memorize the speech can make reading the speech more difficult because if you forget what to say it can be difficult to get back on track. Print a copy of the speech using a large font that is easy to read from far away. That way you do not have to hold the speech close to your face to read it. We recommend reading the speech a few times before the funeral to become familiar with it and then refer to the printed speech while delivering the eulogy.

8. Don’t be afraid to show emotion

The most important tip to remember when delivering a eulogy is to not be afraid to show emotion. Everyone attending the funeral will be sharing in your grief and will understand how difficult it is to read a eulogy about your loved one who passed away. We recommend bringing a glass of water with you to the podium. If you find that you are getting emotional during the speech, pause, take a deep breath and drink some water, then continue. This will help you to collect your emotions and continue with the speech. If you find that the emotion is to great, you can request that a friend or family member continue reading the speech on your behalf.

The 8 tips for writing memorial service speeches are helpful to keep in mind when writing and delivering a eulogy. We recommend that you also read one of our eulogy writing guides listed below to learn more about how to properly structure a eulogy and what information to include. This will help you write a beautiful eulogy speech for your loved one.


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Wednesday, November 20, 2013

What are Natural Burial Grounds?

What are Natural Burial GroundsAs time progresses, humans become more efficient at outsourcing difficult or time consuming tasks to computers, or other automation tools. These tools allow us to spend our time doing another, more important task that has yet to be automated. This is great, right? We’re increasing our efficiency by lightening our load. The problems occur when we focus only on efficiency, and not on more important factors essential to our survival. Consider cremation. It’s currently one of the most efficient and cheapest ways of burial, but what about the negative consequences? Consider traditional cemeteries. They have regularly mowed lawns, expensive headstones, and beautiful coffins beneath them, but at what cost?

It turns out both cremation, and traditional cemeteries, are hazardous to our environment in many ways. The fumes originating from the crematorium, the gas required to manicure the grounds, and the destruction of a local eco-system are just a handful of harmful side effects we overlook for a discount.

Let’s talk about a viable alternative that’s trending throughout the United States – natural burial grounds. Natural burial grounds ditch the poisonous prerogative of valuing efficiency over everything by taking us back to our roots. Natural burials are a statement of personal values enabling environmentally conscious individuals to minimize their impact on the environment and contribute to a new posthumous movement.

Natural Burial Grounds Explained

You already know what a traditional cemetery is like. A heavy vibe of emotions weighs on your shoulders as you walk along the paved pathway past the assorted sizes of stone and granite headstones. It’s a very strange environment. Everything is well-kept and neat, flowers being replaced regularly. You know all of this already; you’ve been there and seen this same image.

Natural burial grounds on the other hand paint a completely different picture. The best way for you to accurately imagine a natural burial ground is to picture a small forest. There can be a meadow, or small river dividing it in half, with a large open area, acres wide, where you may see wild deer prancing about if you’re lucky. There are a wide variety of birds, plants, and other wildlife. This is an area capable of bearing the responsibility of a natural burial ground.

The contrast between a traditional burial ground and a natural burial ground is apparent. The atmosphere is vastly different. A natural burial ground is essentially an open, protected park where families gather to respect their loved ones. A sense of unity is felt between the visiting humans and the occupying wildlife. The grounds feel alive and active, much unlike the vibes received at a more traditional burial ground.

Consider Your Own Natural Burial Ground

It makes sense that natural burial grounds are gaining more and more popularity every year. You really have to visit a local green burial ground to observe the differences for yourself. Choosing a natural burial ground is a very fulfilling decision that ensures you do your part in bettering our environment for generations to come.


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Tuesday, November 19, 2013

Grief Speaks: “How Can I Be Alone?!”

How Can I Be Alone?In the days following a death, there may be multitudes of supporters, friends, and family members surrounding and supporting you. But, soon enough, you’re left rebuilding a new life without your loved one like a Buddhist Monk pieces a sand sculpture together, one grain of sand at a time.

It’s natural to fear being alone in your grief. It feels a little like being tossed out to sea in the middle of a perfect storm, with no life jacket.

However, time alone can also bring healing when we use it to with intention – to express our pain, to honor and acknowledge the life, love, and memory of the deceased. We can build our own life jackets in the middle of that sea of grief. We can save ourselves from drowning in the pain.

Sometimes we want to believe another person can hold our hand and walk us through our own grief, when in fact, we can only walk the journey alone. Only you had exactly the relationship you had to your loved one. No matter how close your friends and family are to you, or to the person who died, their experience of the loss and their journey through grief is not going to be the same as yours. Even if you’ve lost a child, your grief will be different from your spouse’s, and your way of dealing with it, different from theirs.

This can often tear families apart, when we cannot seem to connect in our grief journeys. We may wonder why the other person isn’t acting/feeling/dealing the same way we are. Maybe they are grieving quietly in private, while you are willing to shed tears openly. Maybe they want to talk about it, but you’re not ready to. Maybe they want to memorialize your loved one loudly and proudly, but you’re pain still feels too private to share.

A helpful way to see ourselves, and each other, on this journey is to imagine walking through a mine field. Only you know where the mines – the deepest wounds and hurts within – are hiding in your field of grief. Only you know which wounds are too tender to touch, and which are ready to be seen and shared. If others try to walk alongside you, they may trip a wire unknowingly.

So, to support you in your grief, friends and family may have to tread very lightly, or simply follow your lead from behind.

Consider this quote:

“When we honestly ask ourselves which person in our lives mean the most to us, we often find that it is those who, instead of giving advice, solutions, or cures, have chosen rather to share our pain and touch our wounds with a warm and tender hand. The friend who can be silent with us in a moment of despair or confusion, who can stay with us in an hour of grief and bereavement, who can tolerate not knowing, not curing, not healing and face with us the reality of our powerlessness, that is a friend who cares.” 
- Henri J.M. Nouwen, The Road to Daybreak: A Spiritual Journey

It is helpful to garner support from valuable sources where and when you can – professional counselors, grief therapy, books, friends, family, and support groups can brace you. All these can serve as guideposts and underpinning on your journey.

But, remember also, that you are your best source of healing on this journey. You have the strength to work through your grief, even though you may feel completely lost it in at times.

You can be a friend to yourself. You can sit with yourself – in your quiet time, walks in nature, morning jogs, and afternoon prayers – and simply acknowledge your pain. You can learn to tolerate the “not knowing,” the inability to fix, cure, or heal the irreversible effects of death. You can learn to sit with your grief, and when you do, it will begin to loosen it’s grasp on your life as you bravely stare into its face.

Rather than curse your time alone, seek to embrace it. Seek to morph it into a healing space you can return to time and again, like a child returns to its mother’s breast.

Use your time with intention, in a personal quest to understand your own coping mechanisms, grieving process, and needs. This will better equip you to communicate your grief and needs with yourself, and your loved ones. You may only be able to say, “I can’t do X, Y, or Z,” right now, or, “I need you to do the dishes and make dinner tonight so I can just sleep.” Or,  you may even be able to have an honest conversation with your loved ones where you can simply say, “I have no idea what I’m feeling, and no idea what’s going to set me off, I’m still trying to figure this out right now.”

As you begin to understand your grief more and more, attempting to communicate whatever you can with those around you can be extremely powerful in strengthening your relationships at a time when they are most stressed. Most paramount, however, is the fact that this intentional self-care will fortify your relationship with yourself – the most important relationship you have.

Here are a few ideas for how to embrace your time alone, and use it to create a pathway to healing.

1.) Take time to be alone in nature often. At first, it may feel very unnatural, or your sorrow may cloud your view of beauty and life completely. However, creating on-going rituals of walking in this “breathing space,” can offer a powerful source of calm, quiet, and peace in the pain, slowly unfolding you to beauty again.

2. ) Taking as little as five minutes of quiet reflection daily can make a huge impact on your healing process. Consider this time your inflowing pipeline to filling your inner well,  garnering strength to face whatever is ahead.

3.) Hold no expectations on how or what you should feel, how or where you are in on your grief journey. Allow yourself the space to be angry, sad, scared. Breathe into these emotions, allowing them a soft space to be expressed through tears, journal-writing, and creative expression (ie: painting, drawing, cooking, singing, etc.).

4.) Whenever you are alone with yourself and your thoughts, douse your pain with compassion. Speak to yourself like you would a good friend. When your innermost thoughts bubble up to the surface, you can say to yourself, “I’m so sorry you are hurting. I know you miss him deeply. I can see you are in so much pain.”

By utilizing these “intentional tools” of self-care, self-nurturing, self-empathy and self-acknowledgement on your journey through grief, you can create a path to healing and learn how to be alone.


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Monday, November 18, 2013

Is Funeral Home Chain SCI's Growth Coming at the Expense of Mourners?

Bloomberg Business Week
October 24, 2013

In the death-care industry, as practitioners call it, SCI casts a long shadow. Based in Houston and publicly traded on the New York Stock Exchange (NYX), it operates more than 1,800 funeral homes and cemeteries in the U.S. and Canada. It has 20,000 employees and a market capitalization of $4 billion. For 40 years, SCI has gobbled competitors as the pioneer consolidator of a fragmented industry. Although it has overreached at times, suffering a corporate near-death experience after a late-1990s debt binge, SCI is hungry once again.

“This summer they bought the Quattlebaums,” Zahn says, referring to an established family-owned funeral home catering to the Palm Beach elite. With that acquisition, SCI controls 8 of the 14 businesses Zahn considers rivals. “Then,” he adds, “there’s the Stewart deal.”

 “The SCI-Stewart deal may make sense at the corporate and Wall Street level,” says Mark Duffey, Everest’s chief executive officer, “but it’s not necessarily good news for consumers.”
SCI is already too big for its own—or its customers’—good, argues Josh Slocum, executive director of the Funeral Consumers Alliance, a nonprofit in South Burlington, Vt. The chain, he adds, generates “more consumer complaints than any other company we hear about.” SCI has also faced accusations over the years of shoddy cemetery practices that show disrespect for the departed. In a class action scheduled to go to trial in Los Angeles in November, plaintiffs allege that out of eagerness to jam too many coffins into a crowded memorial park, SCI employees damaged and desecrated existing graves.

Read the full article at Bloomberg Business Week

Last Updated ( Friday, 25 October 2013 15:53 )  

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Sunday, November 17, 2013

6-Step Eulogy Writing Guide

Eulogy Writing GuideEulogies are the speeches that are delivered during a memorial service. If you have been asked to speak at a funeral, this 6-step eulogy writing guide will help you compose a memorable speech that pays tribute to your loved one.

Typically a close friend, family member, or a member of the clergy, will deliver the eulogy. Naturally, when someone is asked to deliver a speech at a funeral, there is some hesitation. It is not that the person does not want to honor their loved one; it is the fear of speaking in front of a group of people. Combine the fear of public speaking with the grief of a loss and giving a eulogy is a difficult thing to do. We recommend the following 6-Step Guide to Writing and Delivery a Eulogy. Click the following link to learn more about this excellent product. Or, read the summary of the 6-step eulogy writing guide below.

1. Prepare

Preparation is an important and often overlooked step when writing a eulogy. The emotion of losing a loved one combined with the distractions of career, family and other outside factors can affect our ability to write a eulogy. Locate a place where you can be alone and turn off your phone and anything else that will cause distraction. Now, take a deep breathe, relax, and began writing the eulogy.

2. Plan

Now that you are ready to begin writing the eulogy, you should start by planning what you are going to write. Do you want the eulogy to be serious or light-hearted? Do you want to share your own stories, or include stories from other people? Do you want the eulogy to be written in chronological order? What information do you want to include? For example, family history, career, interests, and so on.

3. Collect

After you have decided what to write you will need to collect the information. Write the headings of the topics you plan to include on a piece of paper. This may include childhood, family, education, career, marriage, children, interests, and so on. Next, begin to write all of the information you can think of under each heading. When you are finished, you can contact family members and close friends and ask them to provide you additional information on the deceased. You will also want to spend time thinking about a few personal stories that you can include in the eulogy.

4. Write

Now that you have all of the information for the eulogy, it is time to write it. Begin by taking the information and turning it into a rough draft. The best way to do this is to take the information under each heading and turn it into properly structured paragraphs. Next, you will want to write the introductory paragraph where you introduce yourself and what you plan to speak about in the eulogy. The next step is to take each of the sections you have written and combine them into a speech. Remember that this is the first draft and will likely include a lot of facts that are unnecessary. Read the speech to yourself a few times and remove the unnecessary information and fix the spelling and grammar errors. Continue to edit and rewrite the speech until you are left with a final version that you are happy with.

5. Practice

When the final version of the eulogy is complete it is time to rehearse the speech. Read it to yourself a few times and refine the speech as necessary. Next, you will want to read the speech out loud to better prepare yourself for reading the eulogy at the funeral. You may also want to ask a friend or family member if they will listen to the speech because they can help by suggesting changes. Practice the speech as often as you need, but do not worry about memorizing it.

6. Deliver

Now that you have practiced the speech, it is time to read it at the funeral. Remember to try and not worry about memorizing the speech. We recommend printing a copy of the speech in a large font and having it with you. The friends and family will not care if you refer to the speech, or even read from it, at the funeral. Also, it is perfectly understandable if you get emotional during the speech. If you begin to get overwhelmed with emotions, simply pause and take a deep breath then continue.

Reading a eulogy at a funeral gives you a chance to honor the person who passed away. Writing and giving the eulogy may seem like an impossible task at first, but with some preparation it can be easier than you may think. Above we have provided you with the basic information required to write a eulogy. For more in-depth information and help, click the link below to download the 6-step eulogy writing guide.


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Saturday, November 16, 2013

Helpful Guide to Writing Eulogies

Helpful Guide to Writing EulogiesIf you have been asked to write a eulogy for a deceased person it is a great honor. Writing eulogies can be very difficult, especially if you have never written one before. However, no matter how worried you may be to write and deliver the eulogy, do not turn down the opportunity because it is a tremendous distinction. Though it may be the most difficult speech to deliver and brings about a great responsibility, it is an excellent way to honor your loved one and show everyone how much they meant to you.

While writing eulogies may seem to be difficult, especially if the person has little experience writing a speech, there are products available in the market to help the speaker be at ease and write a personal and heartfelt eulogy. We recommend the following 6-step Guide to Writing and Delivery a Eulogy. Click the following link to learn more about this excellent product.

1. Prepare yourself – It is important to begin the eulogy when you are in the right frame of mind. Writing a eulogy to someone you love that has passed away is very difficult. It is important that you set aside some quiet time to collect your thoughts, relax, and then begin writing the eulogy.

2. Plan the eulogy – The first step to writing the eulogy is to decide what type of eulogy you want to write. Do you want it to be serious or light-hearted? Do you want to share personal stories? Do you want it to be in chronological order?

3. Gather information – After you have decided what to write you will need to collect the information. Begin by thinking of memories you shared with the deceased. Looking through photos will help. Next, you can contact family members and close friends and ask them to provide you information on the deceased.

4. Write the eulogy – Now that you have all of the information for the eulogy, it is time to write it. Begin by taking the information and turning it into a rough draft. The next step is to read over the draft and turn it into a well-composed speech. It may take you a few re-writes until you get a speech that you are happy with.

5. Rehearse and refine – When the final draft is complete it is time to rehearse the speech. Read it to yourself a few times and refine the speech as necessary. Next, you will want to read the speech out loud to better prepare you for reading the eulogy at the funeral. You may also want to ask a friend or family member if they will listen to the speech because they can help by suggesting changes.

6. Deliver the eulogy – Now that you have practiced the speech, it is time to deliver it at the funeral. Try not to stress too much about memorizing the speech. We recommend printing a copy of the speech and having it with you. The friends and family will not care if you read the speech or get emotional during the speech. If you begin to get overwhelmed with emotions, simply pause and take a deep breath then continue.

As mentioned, writing eulogies is difficult. Writing the eulogy with honesty and from the heart makes it a lot easier. The best thing that you can do is to share your personal experiences with the loved one to everyone at the funeral. What made the person special to you and what qualities did you appreciate the most? Recall the memories you shared together and why they were important.

Reading a eulogy at a funeral gives you a chance to celebrate the life of the person who died, share the memories that happened, inspire other people, and ease the feelings of pain of the survivors. Writing it at first may be difficult, and while delivering it may make the eulogist break down and cry, the audience will understand. Writing eulogies is not easy and delivering them is even more difficult; however, it is a rewarding task and saying a few words at your loved ones funeral will be appreciated by everyone in attendance.


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Friday, November 15, 2013

Five Advantages of Eco Funerals and Burials

Five Advantages of Eco FuneralsEven funerals are becoming green these days, which speaks to the environmental concerns of society in general. You’d think that death would be the final frontier, where issues like being friendly to the environment don’t really matter anymore, but you’d be wrong. Funerals can actually be bad for the environment because of all of the embalming fluids that are used on dead bodies. While cremation is becoming far more popular, many people still see their bodies as a vessel for their souls, at least while they’re on Earth. That’s why traditional funerals and religious rites are still the norm. However, if going green appeals to you, here are five advantages of eco funerals and burials.

No Need for Embalming Fluids

A so-called green burial would not require the use of any embalming fluids. Embalming fluids have been known to preserve the human body’s remains a lot longer than what is necessary or natural. As such, they actually contribute to a certain degree of environmental pollution, especially over the long term. A green burial would not pollute the environment due to its focus on all-natural processes and is often chosen for eco funerals.

More Room for Natural Growth

A traditional cemetery is a site that really does not permit for much natural growth at all. A green burial would reverse that problem because the ground won’t be perennially disturbed in order to place coffins into the ground. Further, there also won’t be any headstones that are required, thereby leaving more of the natural environment that only works to promote more natural growth.

Everything’s All-Natural

The big problem with traditional funerals is that they aren’t friendly to the environment because of the use of unnatural ingredients like embalming fluids, a metal casket and concrete burial vault, and so on. Eco funerals, on the other hand, simply allows for the body to recycle and decompose in the most natural way possible. The body’s interment in the soil will not impede decomposition in any way.

Eco Funerals and Burials Still Look Nice

Some people cringe at the thought of a green burial because they believe it won’t be as respectful or ceremonial as a traditional burial, but nothing is further from the truth. Instead of a headstone, a tree or native flat rock will be utilized to mark the burial, and inscriptions are still an option. In addition, vegetation around the burial site can be pre-chosen. People often prefer to visit their deceased loved one’s at a natural burial ground because it is much more peaceful due to its park-like setting.

Easier for Families

Loved ones who visit a proper cemetery tend to get depressed because of the reminder of death all around them. Green burials take place in sites that can double as nature preserves, which means that visiting loved ones have the option of even picnicking or hiking in the area when they visit their dead loved ones.

These are the five advantages of eco funerals and burials. These types of funerals and burials have been around for many centuries. However, it was only in modern times that they have been disrupted by new methods like embalming, metal caskets, vaults, and other practices that are harmful to the environment. Eco funerals are definitely an alternative to traditional Western burial methods, which some may find interesting and worth looking into more.


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Thursday, November 14, 2013

Casket vs Coffin: What Are The Differences?

Casket Casket

The terms “casket” and “coffin” are now often used interchangeably to mean any type of box that a deceased person’s body is buried in. However, there are differences between a casket vs coffin. If you were to ask a funeral home for a coffin, you might be given a casket. Inquire about a casket and a coffin might be provided. These words, although not entirely synonymous, have taken over each other’s meanings and there is often misunderstanding or confusion over their true meaning.

There are several things that distinguish a casket from a coffin. The most obvious casket vs coffin distinction is the shape. Coffins have either six or eight sides, either hexagonal or octagonal. Remember those old horror movies filled with vampires and other creatures of the night? Those are coffins depicted in those movies. Coffins are shaped that way to conform to the shape of the human body: narrow around the head, broad on the shoulders area and much narrower down to the feet. Meanwhile, caskets are rectangular and are what most people picture when they think of a casket or coffin.

Coffin Coffin

Another casket vs coffin distinction is the design. Coffins are very simple in design, they are made of wood, and often do not have handles or interiors. Even way back in time when people were only beginning to adapt the practice of burying the dead in vessels, a cross right above deceased’s head is the only adornment a coffin would have. Whereas coffins are very simple in design, caskets are full of aesthetic accessories. Caskets are typically made of softwood or hardwood, or 16, 18, or 20 gauge metal. They are beautifully designed and have engravings, imagery, gold or silver details, handles, and much more. Furthermore, caskets also have beautiful interiors often made of silk, velvet, or other high-quality fabrics.

Now, considering these casket vs coffin distinctions, then why are the two words typically used interchangeably? The term “casket” was initially used as a euphemism for “coffin” when funeral parlors started replacing mortuaries. “Coffin” somehow seemed offensive with the sense of finality and death that comes with it, while the original meaning of “casket” was a box for keeping precious belongings like jewelry. Using “casket” to mean “coffin” somehow diminished the negative connotation that comes with the burial container.

Nowadays, in North America the word casket is used so often, most people picture a casket when they hear the word coffin. However, in many other parts of the world simple wood coffin is the primary method of burial. It is possible to find coffins in North America; however, they are uncommon. The majority of funeral homes will only carry caskets that are rectangular in shape. Now that you know the differences between a casket vs coffin, you will be able to choose the perfect casket or coffin to bury your loved one.


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Wednesday, November 13, 2013

Direct Cremation vs Cremation

Direct Cremation vs CremationDirect cremation is the disposition of human remains by cremation, without a visitation, or memorial ceremony with a viewing or closed casket. The primary difference with a direct cremation is that the body is not present at the funeral.

In cremation, the body of the deceased is placed in a heated chamber of up to 2,100 degree Fahrenheit until only the bones remain. There are, however, two types of cremation to consider when planning a funeral. In the classic cremation, the body is embalmed and present at the visitation and funeral service. The family may chose to have the casket closed or open for viewing. Like the traditional funeral, the body will be positioned in a casket made of combustible materials appropriate for burning. After the funeral service has been held, the body—together with the casket—will be brought to the crematory for cremation. Because there are funeral services included, the classic cremation is more expensive when compared to direct cremation.

In the process of direct cremation, the deceased will be transported to the funeral home, where the remains may or may not be cleaned and sanitized. The body will not be embalmed and will not receive hair care or makeup application.  The body is then cremated, and the ashes are placed in a cremation urn. The body only stays at the funeral home until such time that a cremation permit and death certificate are given. Meanwhile, there are no funeral or visitation ceremonies included with the body present. However, a memorial service may take place before or at the end of the cremation service, with or without the remains.

Direct cremation is a popular alternative because it is less expensive than a traditional funeral and burial. When compared to a burial, cremation saves the cost of a burial plot and vault. It also reduces the other expenses associated with the burial, such as flowers, transportation, and so on. A direct cremation also has a few financial benefits over a standard cremation. A direct cremation only requires an inexpensive wood box for the cremation. With a standard cremation, the family is required to purchase a casket and pay to have the body embalmed, which can be expensive.

Direct cremation has also increased in popularity due to the environmental benefits. By not embalming the body, less harmful chemicals are released into the atmosphere. Furthermore, because a direct cremation uses less funeral products it is considered “greener” and has less of a negative impact on the environment.

If the cost of the funeral is important to you, direct cremation should be considered when planning a funeral.


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Tuesday, November 12, 2013

What is a Green Burial?

Green BurialThe concept of a green burial has been around for thousands of years, but most people in North America are unfamiliar with the concept because they are used to the “traditional” way of burial. However, what we consider traditional is in reality a modern concept. Metal and hardwood caskets, burial vaults, elaborate headstones, and other funeral products are new traditions formed in the past hundreds of years. Simple natural burials with a basic casket have been practiced for thousands of years.

Today, traditional burials are perhaps the most commonly practiced burial method around the world. In this process, bodies are first embalmed using a solution that is made up of formaldehyde, ethanol, and water. The purpose of embalming is primarily to delay the process of decomposition long enough so that the living who are left behind are given a chance to pay their respects and say their goodbyes to the dearly departed. After the ceremonies are held, the body is then buried and left in peace.

What people do not realize is that a traditional burial actually has effects on the environment that can be detrimental. The most troublesome aspect of this method is the use of formaldehyde for embalming. Formaldehyde can easily contaminate soil or water as it breaks down. Furthermore, it is suspected to be a carcinogen, which could potentially cause cancer for anyone who comes in contact with it. In a green burial the body is buried naturally without the use of any embalming chemicals.

Another environmental issue is the use of non-biodegradable caskets, which not only use up a significant amount of the earth’s resources, but also take up substantial areas of land. A green burial uses a casket made of biodegradable renewable material, or recyclable material. The casket could be made of bamboo, wicker, cardboard, or instead of a casket a burial shroud may be used. In a green funeral the casket is simpler in design because the goal is to use less materials.

Another negative of a traditional burial is the use of a vault. The casket is placed within a burial vault in the cemetery to prevent the ground above from caving in. The problem is that the vault disturbs the local environment and uses natural resources in its manufacturing. A green burial does not require the use of a vault because the body is buried directly in the ground. However, to bury a body without a vault, it must take place at a natural burial ground that is setup for this type of burial.

In the wake of these issues, the concept of a natural or green burial is becoming more popular. The idea is to allow the body to recycle naturally and to promote sustainability and ecological restoration. Along with the numerous environmental benefits, green burials are also less expensive, which makes them a popular choice no matter how much of an environmentalist you are.

If you are considering a green burial for a loved one, read our other articles below to learn more about natural burials and green funerals.


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Monday, November 11, 2013

How Will You Die? The Causes of Death in the U.S. (Infographic)

How Will You Die? The Causes of Death in the US (Infographic)

Death is the permanent cessation of all biological functions that sustain a particular living organism. It is estimated that of the roughly 150,000 people who die each day across the globe, about 2/3 or 100,000 per day die of age-related causes. Biological aging is by far the leading cause of death in the United States.

Life Expectancy in the U.S.

How long you live depends on your gender and geography. In the United States women live longer than men. As of May 2013, the average life expectancy of women is 81 years on average and men is 76. Even though on average women still live longer than men, over the last 15 years the gap has narrowed.

Geography also impacts the life expectancy of men and women in the United States. Coastal California and many of the Northern States have significantly higher life expectancies than many Southern States. There are many factors that contribute to these statistics, but lifestyle plays the largest role. California residents, on average, live a more active lifestyle, eat better, and smoke less than many other States.

Currently in the United States the death rate is 8.9 per every 1000 people. The death rate is projected to increase to 10.9 by 2040. With the continued improvements in health care, many people may wonder why the death rate has stopped decreasing and started to increase. The rise in death rate is due to an aging population in the United States. After the baby boom following World War II the birth rate began to decrease. Today, the aging population combined with decreased birth rate means that the death rate in the United States is increasing.

Leading Causes of Death in the U.S.

The leading causes of death in the United States has changed over time with death by infectious diseases such as influenza decreasing and degenerative diseases such as cancer and diabetes increasing.

Age has a significant impact on the cause of death in the United States. People over the age of 45 are more likely to die from cardiovascular diseases, malignant neoplasms (cancers) and diabetes. People over the age of 65 are more likely to die from chronic lower respiratory disease, influenza and pneumonia.

The causes of death for people under the age of 35 are far different. Younger people are more likely to die from motor vehicle accidents and firearms than older people.

Occupations with High Fatal Work Injury Rates

Your profession also impacts your life expectancy in the United States. As a percentage per 100,000 employees, in 2011 the jobs with the highest fatal injury rate are fishing workers and logging workers. Aircraft pilots, refuse collectors, roofers, and steel workers, also have a high fatal work injury rate when compared to other professions.

By far, the most fatal work injuries per year happen to truck drives, followed by farmers and ranchers. Even though more than 700 truckers die per year, the fatality rate is lower than many other professions because of the large number of people employed as truck drivers. You can see by the data above that the profession you choose can have a significant impact on your life expectancy.

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Sunday, November 10, 2013

Average Cost of a Funeral in the United States

Average Cost of a Funeral in the United StatesLoved ones must be accorded respect in both life and death. By knowing the average cost of a funeral you can plan the perfect memorial service to honor the life of your loved one. When someone in your family passes away it is important to pay tribute to their life and lay his or her body to rest in the best way possible. The life of a person must be commemorated properly. The information provided below will help you understand what each component of a funeral costs on average. This will help you to set your budget and make sure that you are making educated decisions when purchasing items for your loved one’s funeral.

In the United States, the average cost of a funeral is roughly $6,560, according to a 2010 National Funeral Directors Association survey. The $6,560 price includes the typically chosen items for a conventional funeral, like a funeral ceremony, car service, casket, and so on.

The average cost of a funeral does not include cemetery costs. If you plan to bury your loved one, the cost of a burial plot can range from $1,000 to $10,000+. This does not include additional fees the cemetery may charge. Furthermore, a burial vault will be required and is not included in the cost of the burial plot. A burial vault typically costs $1,000 – $2,000. A grave marker will also be required, which can range from a few hundred dollars for a basic flat marker, to thousands of dollars for a granite headstone. Therefore, if you include the burial costs, the average cost of a funeral will be more than $10,000.

There are a number of factors that will impact the average cost of a funeral. The first factor is your location. A funeral will cost far less in a rural area, suburban cities, and in certain states. This is due to lower operating costs for the funeral home, which means lower prices to the family. Furthermore, the cost of land in these areas is far less, which means that a burial plot will be less expensive. If you live in a major metropolitan city, the cost of the funeral will be 25% to 50% higher (or more).

The second factor that impacts the average cost of a funeral is the quality of the products purchased. The $6,560 cost quoted above assumes that most of the products purchased are of average quality. Certain services will have standard prices, such as the cost of transferring the remains to the funeral home, preparation of the body, and the use of the funeral home. However, there are numerous options available when choosing the funeral products. One of the largest single expenses is the casket. A simple cloth-covered casket will start at under one thousand dollars with the price of a hardwood or metal casket averaging thousands of dollars. Additionally, the type of vehicles chosen for the procession, the type of funeral service, and the other products chosen will all impact the funeral cost.

The last factor that impacts the funeral cost is the number of funeral products purchased. The average cost of a funeral includes the most basic products necessary for a funeral service. However, most families will purchase products not included in the average cost. For examples, funeral flowers, a video tribute, webcasting, a memorial website, keepsakes, and thank you cards are only a few of the additional products and services available to families.

In summary, the average cost of a funeral covers items like the funeral director’s fees ($1,500), casket cost ($2,300), embalming ($500), using the funeral home for the funeral service ($500), grave site costs ($2,000), digging costs of the grave site ($600), outer burial container or grave liner ($1,000), and headstone cost ($1,500). Therefore, on average a traditional funeral with burial will cost around $10,000.

However, depending on the products and services selected, and their quality, the average cost of a funeral may be below $5,000 or cost upwards of $20,000. Cemeteries, funeral homes, and other service providers expect full payment for their services by the time of the funeral. Therefore, the best way to reduce the cost of a funeral is to pre-plan. This will guarantee the cost of the funeral and make it more affordable by setting aside a small sum of money each month, versus paying for the entire funeral at once. Another way to reduce the funeral cost is to choose cremation instead of a traditional burial, which will save costs on the casket and eliminate the need for a burial plot, vault, gravestone, and so on. Now that you know the average funeral cost, you can begin to plan the perfect funeral service for your loved one.


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